Welcome to Cyber Insurance Academy Platform comprised of ‘the campus’ and ‘the community’ (collectively, the “Platform”). The Platform is owned and operated by Cyber Advisory Excellence Ltd. (“Company”, or “we”, “us”, “our”).
These Terms of Use (“Terms”) specify the ways you may and may not use the Platform. When you register to the Platform and use it, you agree to use the Platform according to these Terms. Please also pay attention to our Privacy Policy, which are incorporate into these Terms by way of reference. If you do not agree to these Terms in their entirety, please do not use the Platform.
If you have any questions about our Platform or these Terms, you can contact us at: support@cyberinsuranceacademy.com, in English.
Summary of the Terms
-
- Use of the Platform. Subject to these terms, you may use the Platform for your professional or personal use. Use of the Platform is only allowed for users over the age of 18.
- Registration. Use of the Platform requires prior registration. During registration, you must submit true, accurate and complete information. If you are registering on behalf of another legal entity, you indicate that you have sufficient authorizations to do so.
- Subscription Fee. Certain subscription plans may require payment of a subscription fee in the amounts presented to you on the Platform. We reserve the right to change, from time to time, the subscription fees and the available subscription plans.
- Content moderation. We use tools to review the content you and other users upload to the Platform. You may contact us to report any illegal, infringing or otherwise inappropriate content. If your content was reported by other users, we may limit other users’ access to it or remove it completely. If we decide to do so, we will provide you with a detailed notice.
- Privacy. We respect your privacy. To better understand how we collect and use your information, please read our Privacy Policy.
-
- Intellectual property. All rights, title, and interest in and to the Platform and the content therein are the exclusive property of the Company and its licensors. All the rights in the content that you upload to the Platform remain yours, but by uploading your content to the Platform you grant us a license to use it on the Platform.
- Copyright policy. You may report any suspicion of infringing content according to the guidelines herein. After considering your report, we may remove or disable access to such content.
- Changes to Platform. We may change, improve and adopt new features to our Platform. Such changes may result in glitches or cause inconvenience of some kind. We will endeavor to provide you with a reasonable prior notice of such changes.
- Availability. Although we make efforts to have the Platform available at all times, we cannot guarantee that it will always operate without disruption, or interruptions, or that it will be immune from errors, glitches or unauthorized access.
- Guarantee of Conformity. We are committed to providing you with the Platform in conformity with the descriptions of the Platform and any applicable standards. If you find any lack of conformity within the Platform, please let us know and we will make efforts to cure such lack of conformity.
- Limitation of liability. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, WE AND OUR STAFF SHALL NOT BE LIABLE, FOR ANY DAMAGES ARISING FROM, OR IN CONNECTION WITH THE PLATFORM, ITS USE, OR YOUR RELIANCE THEREON, INCLUDING ANY COMMUNICATIONS AND INTERACTIONS BETWEEN YOU AND THIRD PARTIES SUCH AS OTHER USERS OF THE PLATFORM.
- Termination of these Terms. You may terminate these Terms at any time by permanently ceasing use of the Platform and deleting your account. We may block your access to the Platform, immediately upon sending a notice to you, if you have violated these Terms or applicable law.
- Governing Law and Jurisdiction. Unless otherwise mandated by non-waivable consumer protection law, these Terms shall be governed solely by the laws of the State of Israel, and any dispute related thereto shall be subject to the sole and exclusive jurisdiction of the Tel Aviv District Court.
- Changes to these Terms. We may change these Terms from time to time. Your continued use of the Platform indicates your consent to the amended Terms.
About the Platform
The Platform is an online e-learning platform designed for the cyber insurance industry and for professionals and individuals interested in enriching their knowledge in the field. The Platform provides its users with online courses and additional content relaying the most important issues, terms and developments in the field of cyber insurance. The Platform also allows users to communicate and advise each other on cyber insurance related matters.
The content that will be available to you through the Platform will differ based on your chosen subscription plan. We reserve the right to change the available content in each subscription plan at any time and in our sole discretion, and will provide you with reasonable prior notice thereof. You may change your subscription plan at any time.
Use of the Platform
General. Subject to these terms, you may use the Platform for your professional or personal use. Use of the Platform is only allowed for users over the age of 18.
We take no part in, or responsibility for, the interactions between you and other users. These interactions and communications, and all consequences resulting therefrom, are strictly between you and the other users participating in those interactions and communications. Please use discretion when sharing your personal information with other users.
Registration. Use of the Platform requires prior registration. When you register to the Platform, you must submit only true, accurate and complete details. False, incorrect or outdated information may prevent you from registering with the Platform and impair our ability to provide you with our Platform and to contact you. We will explicitly indicate the fields for mandatory completion. If you do not enter the requisite data in these fields, you will not be able to register with the Platform.
If you register to the Platform on behalf of another legal entity, by registering to the Platform you indicate that you have sufficient authorizations to register on behalf of such legal entity and to provide us with information regarding such legal entity and others affiliated with it.
Registration to the Platform is done either on an individual basis, or by way of an organizational purchase of licenses for its own users. You are prohibited from selling or transferring your user account in any way, to another user, entity or any third party.
Acceptable Use. When using the Platform, you must comply with these Terms and adhere to any applicable law. In addition, you may not –
- Attempt to circumvent, bypass or deactivate security or protection measures in the Platform;
- Use the Platform in order to develop or create a product or platform similar to, or competing with, the Platform or us;
- Attempt to compromise information security in the Platform or in any network or server used by us, attempt to uncover information security vulnerabilities, or attempt to engage in any form of probing, scanning, crawling, robotic navigating or hacking of the Platform or our systems;
- Attempt to register to the Platform, access the Platform, download any information or use any information on the Platform, in an automated or mechanized process, or use the Platform in any way other than for the professional or personal use of the registered user;
- Attempt to activate or access features or capabilities that are undocumented, not ordinarily accessible or deactivated in the Platform;
- Attempt to engage in reverse-engineering, disassembling or decompiling of the Platform;
- Use the Platform in any manner that may give rise to a criminal offense, civil tort, infringement or violation of the rights of any third party;
- Attempt to burden or interfere with the operation of our systems related to the operation of the Platform;
- Attempt to integrate the Platform in any application, web page, or any way other than expressly permitted by these Terms;
- Use the Platform for or in connection with any action that may encourage or constitute threat, harassment or fraud;
Payment for Subscription
You may use the Platform through any of the available subscription plans. Some of those subscription plan may be subject to payment of a subscription fee in the amounts presented to you on the Platform. Payment is available through the payment method we make available from time to time.
We reserve the right to change, from time to time, the subscription fees and the available subscription plans. We will notify you of such changes through the Platform. The change will become effective a reasonable time thereafter, and in any case not before the end of your current subscription cycle.
If you are a resident of the EU, you have the right to cancel your paid subscription within 14 days of purchasing a subscription plan, by filling out our online withdrawal contract form. Upon receipt of your withdrawal request, we will immediately block your access to the Platform and provide you a refund of the subscription fee you paid, within 14 days.
Your subscription payments are processed by an external service provider, and not by us. Therefore, they may be subject to commissions charged by external service providers, such as credit clearance services, in accordance with these external service providers’ terms of use. You will bear sole liability for paying those commissions.
Content moderation
We use tools to review the content you and other users upload to or post on the Platform.
You may also contact us to report any content on the Platform you believe is illegal, infringing of your rights or otherwise inappropriate, by sending us an email to support@cyberinsuranceacademy.com. We will handle your report within seven days. We will update you of our decision in regard to your report as soon as possible.
We review and monitor all reports manually, and do not use any automated decision-making tools for this purpose.
If your content was reported by other users, and we find it, upon review, to be illegal or incompatible with these Terms, we may limit other users’ access to it, remove it completely, or impose other limitations. If we decide to do so, we will provide you with a statement of reasons, which will include the following information:
- whether we entirely removed the content, disabled access to it, restricted its visibility, or imposed any other measures referred with regard to that content;
- the territorial scope and the duration of our decision;
- the facts and circumstances leading to our decision;
- a reference to the legal provision or provision of these Terms that your content violated, and explanations as to why the content is considered to be violating;
- the manners in which you may redress the decision.
Privacy
We respect your privacy. To better understand how we collect and use your information for the purpose of providing you with our services, please read our Privacy Policy, which is an integral part of these Terms.
Intellectual property
Our content. All rights, title, and interest in and to the Platform, including all content therein and all patents, copyrights, trademarks, trade secrets and other intellectual property rights and any goodwill associated therewith, embodied therein or utilized by us in the operation of the Platform, whether such rights are registered or not, are the exclusive property of the Company and its licensors. This includes the Platform’s design, graphics, computer code, algorithms and “look and feel”.
Other than as expressly permitted in these Terms, you may not, either by yourself or by a third party on your behalf, copy, distribute, display or perform publicly, sublicense, decompile, disassemble, reduce to human readable form, execute publicly, make available to the public, adapt, make commercial use of, process, compile, translate, sell, lend, rent, reverse engineer, combine with other software, modify or create derivative works of, the Platform or any part thereof, in any way or by any means.
You may not use any name, mark or logo that is similar to our marks and logos. You must refrain from any action or omission that may dilute or damage our goodwill.
User Content. All rights, title and interest in and to the content that you upload to or post on the Platform (“User Content”) remain yours. We do not claim any ownership of User Content. However, by uploading your User Content to the Platform you grant us an irrevocable, perpetual, world-wide, royalty-free, sub-licensable and assignable license to copy, reproduce, create derivative works of, distribute, broadcast, make available and communicate to the public your User Content in order to provide the Platform’s features.
You are solely responsible for your User Content you share, upload, send, record or otherwise use while using the Platform. You represent to us that you have all necessary rights in and to your User Content to allow us to store it and make it available to others through the Platform.
We do not endorse or sponsor other users’ User Content, or confirm its accuracy, credibility, authenticity, reliability, validity, integrity, or legality.
Copyright Policy
We respect the intellectual property rights of others and request our users to do the same. If you believe that any User Content infringes upon copyrights that you own or represent, you may report any such suspicion by emailing us at support@cyberinsuranceacademy.com. When providing us with reports of claimed infringement, you must include substantially the following:
(1) A physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed;
(2) Identification of the copyrighted work claimed to be infringed on the Platform, or if multiple copyrighted works are covered by a single notification, a representative list of such works;
(3) Identification of the material that is claimed to infringe or to be the subject of infringing activity and that access to which is to be disabled, and information reasonably sufficient to permit us to locate the material on the Platform;
(4) Information reasonably sufficient to permit us to contact you, such as an address, telephone number, and, if available, an electronic mail address at which you may be contacted;
(5) A statement that you have a good faith belief that the use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law;
(6) A statement that the information in the notification is accurate, and under penalty of perjury, that you are authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.
After receiving your communication, we may remove or disable access to any such content. We may also ask you to provide further or supplemental information prior to removing any content, as we deem necessary to comply with copyrights laws.
Repeat infringements
A repeat infringer is a user who has been notified of infringing activity more than twice or a user that his uploaded material was removed from the Platform more than twice. If we believe, in our sole discretion, that you are a repeat infringer, we may terminate your account at any time. We will notify you thereof by contacting you through the means of contact you provided upon registration. Such notification will come into effect immediately.
Misrepresentations
Any person who knowingly materially misrepresents: (1) that any content is infringing; or (2) that any content was removed or disabled by mistake or misidentification, will be liable for any damages, including costs and attorneys’ fees, that we may incur, if we are injured by such misrepresentation, as the result of our reliance upon such misrepresentation in removing or disabling access to the material claimed to be infringing.
Availability and changes to Platform
Changes to Platform. We may change, improve and adopt new features to our Platform, such as by modifying the structure, layout, design or display, as well as the scope and availability of the Platform and the content therein, in order to improve our services, adapt to new technologies, reflect changes in our agreements with others, comply with legal or other requirements or prevent misuse of the Platform.
Changes to the Platform may result in glitches or cause inconvenience of some kind. If we make changes that block or disrupt your ability to access or use the Platform, or if we materially change the way in which we offer the Platform, we will first provide you with a reasonable prior notice, the effective date of the changes, and your right to withdraw and terminate your relations with us.
Availability. We will make efforts to have the Platform available and operate without errors, on a 24/7 basis. However, the availability, quality and functionality of the Platform depends on various factors, including software, hardware, communication networks, which are provided by third parties, at their responsibility. These factors are not fault-free, and we do not warrant that the Platform will operate without disruption, errors or interruptions, or that it will be accessible, or available at all times or immune from errors, glitches or unauthorized access.
Guarantee of Conformity
We are committed to providing you with the Platform in conformity with the descriptions of the Platform we provided to you, with any applicable standards, and as customary in similar industries. We also promise that the Platform will possess accessibility, quality, functionality, compatibility, interoperability, and other features, as required by our engagement.
Where relevant, we will keep you informed of and supplied with updates, including security updates, that are necessary to keep the Platform in conformity.
If you find any lack of conformity within the Platform, please contact us via email at support@cyberinsuranceacademy.com, and we will make efforts to cure such lack of conformity within reasonable time.
If the lack of conformity is unrepairable by reasonable efforts considering the required resources and the nature of the Platform, you may delete your account and cease your use the Platform.
Disclaimers and limitation of liability
WE DO NOT PROVIDE, AND EXPRESSLY DISCLAIM, ALL WARRANTIES OTHER THAN THE ABOVE, WHETHER WRITTEN OR ORAL, OR EXPRESS OR IMPLIED, INCLUDING ANY WARRANTY ON THE PLATFORM’S FITNESS FOR A PARTICULAR USE OR PURPOSE.
OTHER THAN ANY DETRIMENT CAUSED BY A LACK OF CONFORMITY OR A FAILURE TO SUPPLY AS EXPLAINED ABOVE, TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, WE AND OUR DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, ADVISORS, CONSULTANTS, SUBCONTRACTORS AND ASSIGNEES (COLLECTIVELY, OUR “STAFF”), SHALL NOT BE LIABLE, FOR ANY DIRECT, INDIRECT, SPECIAL, PUNITIVE, EXEMPLARY, STATUTORY, INCIDENTAL OR CONSEQUENTIAL DAMAGE, OR ANY SIMILAR DAMAGE OR LOSS (INCLUDING LOSS OF PROFIT AND LOSS OF DATA), COSTS, EXPENSES AND PAYMENTS, EITHER IN TORT (INCLUDING NEGLIGENCE), CONTRACT, OR IN ANY OTHER FORM OR THEORY OF LIABILITY, ARISING FROM, OR IN CONNECTION WITH THE PLATFORM, ITS USE, OR RELIANCE THEREON. WE AND OUR STAFF WILL NOT BE LIABLE TO YOU FOR ANY DAMAGE OR LOSS RESULTING FROM OR IN CONNECTION WITH ANY LOSS OF DATA OR COMMUNICATION PROBLEM.
Any and all communications and interactions between you and third parties, including other users, and all consequences resulting from the above, are strictly between you and such third party. Other than facilitating the interaction between you and other users, we are not actively involved in those communications, interactions, dealings, engagements and transactions. We are not liable, do not guarantee and make no representation or judgment as to your interactions with other users, such as to the safety, accuracy, helpfulness, adequacy to your needs, legality, appropriateness, authenticity, validity, truthfulness and morality.
Termination of these Terms
You may terminate these Terms at any time by permanently ceasing use of the Platform and deleting your account.
We may block your access to, and terminate these Terms and your use of, the Platform, effective immediately, upon sending a notice, if:
- You materially or repeatedly breach these Terms;
- We reasonably believe that your use of the Platform causes substantial harm or liability to us or to third parties, e.g. by hacking, spamming, misleading, fishing, and harassing other users;
- We’re required to do so under the applicable law or a court order.
In other cases, we may terminate these Terms only upon reasonable prior notice to you.
Provisions in these Terms that by their nature should survive termination or expiration of these Terms, will so survive and remain in full force and effect following such termination or expiration, including, without limitation, the following sections: Privacy, Intellectual property, Disclaimers, Governing Law and Jurisdiction.
Governing Law and Jurisdiction
Unless otherwise mandated by non-waivable consumer protection law, these Terms shall be governed solely by the laws of the State of Israel without regard to its conflict of law provisions. However, if your national laws in your place of residence provide you with more advantageous rules, such rules shall always prevail, and you can rely on them.
Unless otherwise mandated by non-waivable consumer protection law, the Tel Aviv District Court shall have the sole and exclusive jurisdiction over any claim in connection with the Platform or in respect of any matter relating to these Terms. However, if your national law provides that you may always choose to initiate legal proceedings in your country of residence, then that rule prevails.
Changes to these Terms
From time to time, we may change these Terms, in whole or in part to reflect modifications to the Platform or our insights regarding user experience, prevent abusive use of the Platform, or to comply with applicable law.
If we make significant changes to these Terms, we will first provide you with reasonable notice. Your continued use of the Platform after the effective date of the amended Terms constitutes your consent to the amended Terms.
General
Relationship. These Terms do not create any agency, partnership, employment, trustee, or other type of legal relationship between you and the Company, other than that of two independent contractual parties.
Assignment. You may not assign or transfer your rights and obligations under These Terms without our prior written consent. Any attempted or actual assignment by you, without our prior consent, shall be null and void. Notwithstanding anything to the contrary under law, we may assign to a third party these Terms in their entirety, including all rights, duties, liabilities, and obligations therein, upon notice to you and without obtaining your further specific consent, upon a merger, acquisition, change of control or the sale of all or substantially all of our equity or assets relating to These Terms. By virtue of such assignment, the assignee assumes our stead, including all rights, duties, liabilities and obligations, and we are irrevocably released from the same.
Entire Agreement. These Terms constitute the entire agreement between you and the Company concerning the subject matter herein and supersedes all prior and contemporaneous negotiations and oral representations, agreements and statements.
No waiver. Failure on our part to demand performance of any provision in these Terms shall not constitute a waiver of any of our rights under the Terms.
Modifications. No waiver, concession, extension, representation, alteration, addition or derogation from the Terms, or pursuant to the Terms, will be effective unless consented to explicitly and executed in writing by our authorized representative.
Severability. If any provision of these Terms is held illegal, invalid, or unenforceable by a competent court or arbitration tribunal, then that provision shall be performed and enforced to the maximum extent permissible by law to reflect, as closely as possible, the original intention of that provision, and the remaining provisions of these Terms shall remain in full force and effect.
